Offering certainty in returns and liquidity in life settlements, and pension de-risking strategies.
Trident's Longevity Shortfall Insurance offers certainty of a base line rate of return and unlocks investor's trapped collateral through guaranteed liquidity at maturity. In pensions we assure the continued payment of benefits through the life of the pensioner.
Longevity Shortfall insurance elevates the investment in life settlements to a credit enhanced, fixed-term transaction We sent a designated investment term that will the net death benefit on non-monetized life policies . We will agree, to insure a portfolio before you acquire life settlement policies. Our insurance cover provides an enhanced credit rating of "A-" on to the portfolio transaction.
Similar to life settlements, a defined benefit pension has an unknown liability because the pensioners are living longer than what was actuarial calculated. Our participation provides key liquidity to overcome the financial impact of pensions assets not meeting the obligations of the employer.
Our Longevity Shortfall policy offers flexible limits of cover, that include self insured deductibles, and deductibles as a percentage of the presented claims.
If you have an existing portfolio that investors have a desire to put certainty on the returns, we have an option. For a set fee we will underwrite the life policies that qualify to our guidelines and develop a price for us to cover the portfolio until maturity. If you accept the price the fee will be credited. If you think the price isn't in you budget you don't have to insure it.
We will insure your portfolio. At maturity those policies that have not monetized will be covered under our insurance. You will take a first layer of loss and we will take the excess layer. We will become excess of any percentage you feel is reasonable. We will price the cover accordingly.
If your investors want to know upfront and have certainty of the minimum rate of return of each policy that remain at maturity we provide a cover that will pay each policy to a percentage of the net death benefit. We will pay up to 90% of the net death benefit of each remaining policy.
We have a deep knowledge base to customize longevity risk, pension de-risking, and private captive insurance placements to accommodate many needs.
Our process is transparent and efficient. Any dispute is adjudicated under U.S. law.
Formalized the first rated insurer backed, Longevity Contingent and Mortality Rated Risk as a new market opportunity
Formalized the insurance program "Longevity Shortfall" to take Longevity risk inherent in portfolios of Life Settlements.
Longevity Insurance for life settlements is backed by U.S. based Insurers as a IRS 935(d) exempt company to reflect our ability to structure and manage longevity risk on behalf of investors around the globe.