Assuring operational performance through risk mitigation, operational governance, and insurance
In a complex world identifying operational risk and the strategies to mitigate or trade risk to insurance can be efficient when coordinated with operational governance and compliance. We find value in alternative assets and provide tail risk in life contingent investments and other assets with residual value.
Providing input to help your business find the right strategy to mitigate risk through insurance and compliance input
Evaluation of operational risk to structure insurance strategies and insurance governance to a value proposition
Providing an insurance solutions to Longevity Tail Risk in portfolios of Life Settlements
Providing a solution to assure pension proceeds that will meet the administrators need as pensioners life longer
Trident acts as a program manager and operational compliance consultative group
For the sophisticated insured or for risks not in the main stream we provide self insured and partially self insured alternatives through captive insurance and reinsurance facilities
Trident's Longevity Shortfall Insurance provides insured liquidity at a maturity date to pay the difference between the market value and the stated benefit within the life contingent investment.
Longevity Shortfall insurance elevates the investment in life settlements to a credit enhanced, fixed-term transaction We sent a designated investment term that will the net death benefit on non-monetized life policies . We will agree, to insure a portfolio before you acquire life settlement policies. Our insurance cover provides an enhanced credit rating of "A-" on to the portfolio transaction.
Similar to life settlements, a defined benefit pension has an unknown liability because the pensioners are living longer than what was actuarial calculated. Our participation provides key liquidity to overcome the financial impact of pensions assets not meeting the obligations of the employer.
Our Longevity Shortfall policy offers flexible limits of cover, that include self insured deductibles, and deductibles as a percentage of the presented claims.
If you have an existing portfolio that investors have a desire to put certainty on the returns, we have an option. For a set fee we will underwrite the life policies that qualify to our guidelines and develop a price for us to cover the portfolio until maturity. If you accept the price the fee will be credited. If you think the price isn't in you budget you don't have to insure it.
We will insure your portfolio. At maturity those policies that have not monetized will be covered under our insurance. You will take a first layer of loss and we will take the excess layer. We will become excess of any percentage you feel is reasonable. We will price the cover accordingly.
If your investors want to know upfront and have certainty of the minimum rate of return of each policy that remain at maturity we provide a cover that will pay each policy to a percentage of the net death benefit. We will pay up to 90% of the net death benefit of each remaining policy.
We have a deep knowledge base to customize longevity risk, pension de-risking, and private captive insurance placements to accommodate many needs.
Our process is transparent and efficient. Any dispute is adjudicated under U.S. law.
Trident is a underwriting manager and program administrator. Established in January 2011 in California, Trident has been an early adopter in alternative risk strategies, risk mitigation through governance and compliance implementation and Longevity tail risk for life contingent investments and pension solvency.